FAQs

What are payday loans?
Payday loans are small short term loans that you can apply for urgent cash needs before payday.

Am I eligible to apply for payday loans?
To be considered as eligible for payday loans you must be above 18 years of age, a citizen of Australia, have an active checking account and earn fixed income every month.

My past credit history is not good. Can I still apply?
Yes, you can apply with us no matter how bad your past credit rating is.

Will I have to pledge collateral and undergo credit checks to apply?
No, you will not have to pledge any collateral or undergo any credit checks to apply for payday loans.

What are the documents that I will have to fax to apply?
There is no need of faxing any documents to apply for payday loans.

For what purpose can I utilise the borrowed money?
You are free to utilise the borrowed money for any purpose as per your requirement.

How much can I borrow?
You can borrow an amount between AU100 to AU$1,500 through our loan services.

When will I have to repay the borrowed money?
You will have to repay the borrowed money within 14 to 30 days after approval.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.