A viable alternative for those with serious credit defaults

16 September 2011

For an individual with a disputed credit history, acquiring monetary assistance is almost forbidden. It is the lenders who do have trouble sanctioning the amount. In the absence of funds, it is the applicant, who fails to tackle the needs and demands. As regular loans are tough to attain, it would seem logical to avail the provision of no credit check loans. With the support of these loans, it is the applicant who gets to source the funds to deal with the short term needs.

The loans, as the name refers are indeed made available, without checking the credit profile. This is what results in the loans being easily accessible, especially to those with arrears, defaults, CCJ, IVA and so forth. In addition to these, the lenders do not ask for any collateral. This in fact allows the applicant to source the funds, in a risk free environment.

Further, in actual terms, if the applicant does want to derive the funds, then there are certain requirements, which must be fulfilled. In this regard:-

  1. The applicant should be employed
  2. Monthly income should be a minimum of AU$1000
  3. Should have access to a valid and active check

Once the applicant has qualified, the lenders will then release amount anywhere in the range of AU$100-AU$1500. As for the repayment tenure, it spans over a period of 15-30 days. On further ensuring to repay the amount sourced within the stipulated time period, it is the applicant, who gets a chance to recover the credit score.

In order to get the loans, without much of an obligation, the best the applicant can do is to make use of the online medium. Online application of the loans does result in quick and immediate approval. Besides, one gets to avail the funds, without much of any paperwork. Further on making effort to undertake a detailed and proper research, the applicants do get a chance to avail the funds against suitable terms.

With instant payday loans, the applicants with bad credit have an alternative, which can be utilized, in times of extreme need.


No credit check loans are basically short term loans. With the support of these loans, the applicants with multiple credit defaults do have a chance to avail the funds against optimal terms. The funds derived can be then used to deal with short term financial uncertainties.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.